Financing

Flexible HVAC Financing

We offer multiple financing options to help homeowners and business owners get the comfort they need—now. Whether you're replacing a worn-out AC unit or installing a new high-efficiency system, our team will walk you through flexible financing plans with simple applications and fast approvals.

Through the Quick Comfort® Financing Program

Synchrony Bank Financing

As a Ruud Pro Partner, Abbott Services offers special access to Synchrony Bank’s HVAC financing—including limited-time promotional rates and extended repayment terms. During promotional periods, interest rates can drop from 14.99% to as low as 6.99%, helping you get the system you need with lower monthly payments.

Benefits:

  • Easy online application and fast approval
  • Low monthly payment options
  • Deferred interest or reduced APR promos (subject to availability)
  • No prepayment penalties
  • Exclusive offers for Ruud customers
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KwikComfort financing logo: light blue
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Quick and Easy Application Process

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Flexible Payment Options

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Promotional Financing

Alabama Power Smart Financing
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On-Bill Financing

Your monthly payment is conveniently added to your Alabama Power utility bill, simplifying your finances.

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Affordable Rates

Enjoy competitive interest rates for qualifying equipment and installations.

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Energy-Efficient Equipment

Upgrade to energy-efficient systems and start saving on your utility bills immediately.

Available to All Residents—No Existing Account Needed

Alabama Power Financing

You don’t need to be an Alabama Power customer to apply. This financing program is available to qualified homeowners and renters and offers a simple way to pay for HVAC upgrades over time—with no extra fees passed on to you.


How to Apply:

  1. Find a Dealer
  2. View Service Provider List
  3. Select Service
  4. Select County – OR Search Abbott

Benefits:

  • No affiliation with your power bill required
  • Competitive interest rates
  • No upfront cost
  • Fast application with minimal paperwork
  • No dealer fees added by Abbott Services

Alternative Approval Path for Challenging Credit

KwikComfort Second-Look Financing

If you’re unable to qualify through Synchrony or Alabama Power, our KwikComfort second-look financing program offers another option for approval. Designed for customers with fair or rebuilding credit, this solution helps make critical system repairs or replacements possible when you need them most.

Benefits:

  • Greater flexibility for unique financial situations
  • No prepayment penalties
  • Quick application process
  • Available for all residential HVAC services
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Enjoy Comfort Now

Don’t wait to repair or replace your system—stay comfortable all year round.

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Upgrade to Energy-Efficient Systems

Save on energy costs with modern, efficient equipment.

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Manage Your Budget

Spread the cost over time with affordable monthly payments.